• • • • • Close or open any asset accounts.
        • Open or increase any liabilities, including credit cards, student loans, or other lines of credit during the loan process.
        • Change jobs/employer without inquiring about the impact this change might have on your loan.
        • Schedule any vacation or time off for any reason if all possible before closing.
        • Take any unpaid time off.
        • Advance of any cash from a credit card or borrow funds for closing.
        • Make major purchases prior to or during your contract, such as a new car, furniture, appliances, etc. as this may impact your loan qualification.
        • Deposit any monies outside of your payroll deposits, particularly cash or sale of personal property. Many guidelines require substantial documentation as to the source of these deposits.